We help financial institutions make safer decisions in real time.
Sokratech is an AI-native risk decisioning platform built for banks, payment gateways, and fintech companies operating in regulated markets.
We help risk, fraud, compliance, and product teams detect suspicious activity, automate decisions, and investigate alerts across the customer lifecycle, from onboarding and login to payments, transfers, withdrawals, and high-risk transactions.
Fraud today does not happen in one place. It moves across channels, devices, accounts, merchants, partners, and payment rails. Financial institutions need more than static rules or disconnected dashboards. They need a system that can turn data, policies, models, and operational judgment into real-time decisions that are explainable, auditable, and controlled.
That is what Sokratech is built for.
ISO/IEC 27001:2022 certifiedCompliance by designFraud prevention is no longer just an operational concern. For banks, payment gateways, and fintechs, it is now tied to governance, compliance, customer protection, and regulatory readiness.
Sokratech helps financial institutions meet these expectations with real-time fraud detection, explainable risk decisions, audit trails, maker-checker workflows, role-based access control, and structured case management, built for teams operating under OJK, Bank Indonesia, BSP, MAS, AFASA, and payment-system standards.
Every institution has its own risk appetite, products, channels, customer behavior, regulatory pressure, and operational constraints. That is why Sokratech works closely with teams across risk, compliance, product, operations, data, and engineering.
Our approach is practical: start with the highest-risk journeys, prove value quickly, then expand across more use cases.
- 01Map your decision points
- 02Identify high-risk flows
- 03Define fraud scenario
- 04Integrate data sources
- 05Test detection strategies
- 06Move gradually toward production
They should be able to launch products faster without creating hidden risk. They should be able to stop fraud without blocking legitimate customers. They should be able to automate decisions without losing explainability. And they should be able to satisfy regulators without building manual evidence trails after the fact.
We are building the risk decisioning infrastructure for modern financial services: real-time, explainable, governed, and ready for the next generation of fraud.
Sokratech is backed by Iterative, Google for Startups, and NVIDIA Inception, and has been featured in Tech in Asia, Kompas, and detikcom.
Backed by
Featured in
Awards
Ready to operationalize fraud control across your transaction flow?
Talk to Sokratech about real-time fraud detection, explainable decisioning, maker-checker governance, and deployment options for banks, payment gateways, and fintechs.
SaaS, private cloud, or on-premise. Built for teams operating under OJK, BI, BSP, MAS, AFASA, and payment-system expectations.
